Processing credit card payments can be problematic

Online transactions are less likely to get approved. We know how to fix that!


Our systems set a baseline and analyse your transactions to see what makes your traffic unique

Machine Learning

Then we set forth the Machine Learning Models that we've been iterating for years to determine how to get an approval

Winning Together

Our pricing model ensures you always come out ahead - we only charge on the incremental lift we generate for you

All merchants lose customers due to credit card declines.

We help you keep them.

You can recover your declines automatically with FlexPay’s AI

Every transaction contains a number of risk properties and reasons why banks may decline online payments. Our AI considers the risk and value of each transaction using over 100 data points to best determine when, where, and how to process each transaction.

FlexPay is PCI Level 1 Certified, easy to use, and currently certified with over 120 payments processors. We’re able to collect and analyze new information gained at every transaction to reduce your churn.

We get it because we’ve been there with 15 years of experience as a high volume CNP merchant, and we have a deep and long history with acquiring and issuing banks. This is how we understand the systems that control the transaction approval processes within is.

With great writeups about our success featured in

Client Feedback

Here's what our clients say about working with us
365 Holdings

365 Holdings

"We basically did nothing on our end besides sign the contract, and then we just sat back and watched as both monthly revenue and bottom line profit increased immediately. I absolutely recommend FlexPay to anyone."

Masivo Media logo

Masivo Media

"Before learning about FlexPay, we didn’t even know that decline-salvage firms existed, to be honest. When we learned that FlexPay’s fees are only charged on additional recovered customers, it was an easy decision for us. I tell everybody that will listen to us to use FlexPay - we’re big fans.”
- Noam Egosi, President

Trister Marketing Group

Trister Marketing Group

"Thank you for making it painless, pleasant and most of all hassle free! I am so pleased with this product. Dude, your stuff is great! I will refer everyone I know."
- Anthony Trister, President

FlexPay Knowledge Base

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