Trevor Murphy, Author at FlexPay

Knowledge Base

Credit Card Approval Rates by State

Credit Card Approval Rates by State You may be surprised to find out that where you bank and where your customers are located can greatly impact credit card approval rates. Our team conducted a statistical survey of over 8% of all credit card transactions in the US in 2019. We Read more…

By Trevor Murphy, 2 days2 days ago

Knowledge Base

Machine Learning Decline Salvage vs. Rules-Based Decline Salvage

How Does Machine Learning Compare with Rules-Based Expert Systems when Applied to Recovering Declined Credit Card Transactions? You’re probably asking this question because you’ve discovered several companies have a decline salvage service, and you’ve read descriptions of AI, rules, machine learning, and you don’t know how to evaluate the difference Read more…

By Trevor Murphy, 3 weeks2 weeks ago